Family Preparedness

How to Make a Family Emergency Plan

The most important emergency prep your household can do costs nothing and takes about an hour. Here's how to build a plan your whole family actually knows.

Family reviewing an emergency plan together at the kitchen table

Most emergency prep conversations focus on stuff — water jugs, flashlights, go-bags. And those things matter. But the single most valuable thing most households can do costs nothing and takes about an hour: agree on a plan.

When an emergency happens, cell networks often congest or fail, family members may be in different locations, and stress degrades decision-making. A family communication plan removes the improvisation from all of that. Everyone knows what to do, where to go, and who to contact — without needing to reach each other first.

Why a Communication Plan Matters More Than Gear

During a real emergency, the most common problems aren't equipment failures — they're communication failures. Parents can't reach their kids' school. Spouses can't reach each other. People don't know if they should stay home or leave. Everyone assumes someone else is handling it.

A pre-agreed plan eliminates that uncertainty. Even if you can't reach each other during the event, everyone already knows the sequence: go to the primary meeting point, then the backup, then call the out-of-area contact. No decisions to make under stress.

Step 1: Choose Two Meeting Points

Pick two places your household will meet if you can't return home or need to evacuate:

  • Meeting Point 1 — near home: A specific spot just outside your home or immediate neighborhood. The large oak tree at the corner. The school parking lot. A neighbor's driveway. This is your first stop if you have to leave home quickly.
  • Meeting Point 2 — away from the neighborhood: Somewhere outside your immediate area in case the whole neighborhood is affected. A library, a church, a community center, a family member's home in an adjacent area. This is where you go if Meeting Point 1 isn't accessible.

The exact locations matter less than everyone knowing them by heart. Write them down on your family contact card.

Step 2: Designate an Out-of-Area Contact

Choose someone who lives outside your region — a relative, a close friend — who everyone in your household can contact during an emergency. This person becomes your communication hub.

During a local disaster, local calls may fail while long-distance calls (and texts) work because they route through different networks. Your out-of-area contact can relay information between family members: "Your dad is at Meeting Point 2, he's okay, he'll wait for you there."

Make sure everyone in your household has this person's number memorized or written on a card they carry. Don't rely on phone contacts alone — phones get lost or broken.

Step 3: Know School and Workplace Protocols

Contact your children's school and find out:

  • What is the school's lockdown and evacuation policy?
  • Where is the reunification point if students are evacuated?
  • Who is authorized to pick up your child if you can't get there?
  • How will the school notify you during an emergency?

Do the same for your workplace if relevant. Know what your employer's emergency policy is and whether you'll be expected to shelter in place or evacuate.

Step 4: How to Talk to Kids About Emergency Prep

The goal is confidence, not fear. Kids who understand the plan feel more in control — and are less likely to panic during an actual event.

  • Frame it like a fire drill — something we practice so we're ready, not something to be scared of.
  • Make sure they know their home address and a parent's phone number by heart (not just in their phone).
  • Explain the meeting points in terms they understand: "If something happens at school and we can't reach each other, go to Grandma's house — she's our backup meeting point."
  • Involve older children in the planning — they're more likely to remember a plan they helped create.

Step 5: Practice the Plan

A plan nobody has practiced is just a piece of paper. Run through it once a year — more often if your household includes young children. Walk to the meeting points. Make sure everyone knows the out-of-area contact's number. Confirm the school protocols are still current.

Planning for Special Needs and Pets

Your plan needs to account for anyone in your household with specific needs:

  • Medical equipment — know the power requirements for any critical equipment and have a backup plan.
  • Mobility limitations — identify who will assist and how evacuation would work.
  • Pets — have a plan for where pets go, what they need, and know that many emergency shelters don't accept pets. Research pet-friendly options in your area in advance.
  • Elderly relatives — discuss the plan with them and include them. Do they have a copy of the contact card?